> For the complete documentation index, see [llms.txt](https://helmtoken.gitbook.io/lightpaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://helmtoken.gitbook.io/lightpaper/readme.md).

# Abstract

We present a fully scalable and decentralized solution for storing value in the blockchain and provide a savings product that earns rewards with no dependency on human counterparties.